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Do I have any rights if my holiday is cancelled or if I do not get what I paid for ?

You have certain rights when booking a holiday. If you booked your holiday through a package travel tour operator they have to be "bonded". This means if the tour operator goes bust before you travel you should get your money back.

If you are abroad they should pay to get you home at no extra cost.
But, you may have to pay some money in advance and claim it back on your return.

Remember if you paid for your holiday by credit card and it costs more than £100, but under £30,000 you may be able to get your money back from the credit card company if the tour operator goes bust.

If your holiday has not gone well then check what the holiday brochure says. The brochure will usually be a contract and set out certain promises the tour operator makes about the holiday.

You may be able to sue for breach of contract. You may also have taken out insurance which may cover you if your holiday is cancelled in certain circumstances.

If I have bought something on a credit agreement can I change my mind and cancel ?

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